Many low-cost medical plans are available in Atlanta, Columbus, Savannah, Athens, and the remainder of the state. View quality benefits from the most reputable companies, easily determine your Obamacare subsidy, and quickly enroll online. You can not be turned down for medical issues. We simplify the process of applying and comparing.
Enroll for 2017 Obamacare in Georgia and get covered. We compare the most attractive choices from the top-rated companies so you can save. View single and family Exchange plans quickly, find the best offers and secure coverage. Open Enrollment lasts for three months, although you may be eligible for an SEP exemption throughout the year (if you meet qualifications). Examples are losing group coverage, divorce, moving to a different area, reaching age 26 while covered on a parent's plan, and having a baby. Also, at any time throughout the year, you can compare "short-term" plans, that are very inexpensive, although they do not contain many of the required Obamacare benefits. Temporary plan options also do not cover pre-existing conditions or qualify as "mandated" coverage. You also may be subject to the 2.5% penalty (based on household income) for the months you do not secure "qualified" coverage.
Peach State companies that offer Exchange plans include Blue Cross Blue Shield Healthcare Plan of Georgia, Ambetter, Alliant, Humana, and Kaiser Permanente. Off-Marketplace policies can also be purchased (temporary plans), although they are not eligible for Obamacare subsidies, and pre-existing conditions are often excluded.
Georgia Senior Health Insurance Options
Senior Medigap plans help reduce out-of-pocket costs for persons that are age 65 and Medicare-eligible. Supplement and Advantage contracts are very popular. Part D prescription drug plans are also offered. Many Advantage contracts include these benefits in the plan. Although original Medicare covers most copays, coinsurance, and deductibles, often, purchasing separate contracts are very cost-effective.
Marketplace plans take about 20 minutes to apply for, and they also cover pre-existing conditions. Many affordable plans can easily be purchased from most of the reputable companies. Comprehensive, catastrophic, and high-deductible plans are offered. Special "cost-sharing" on Silver-tier contracts reduces deductibles, copays, and out-of-pocket expenses. Gold-tier options are more expensive, but also feature lower out-of-pocket costs if cost-sharing is not available. It's important to understand what the maximum out-of-pocket cost (MOP) is for each plan you consider.
Your online Georgia Health Insurance quotes are free. Simply click on our secure link below, provide your zip code and get your free quotes. There is no cost or obligation!
Four Marketplace “Metal” plans are available. “Platinum, Gold, Silver, and Bronze plans will qualify for the Affordable Care Act subsidy. A “catastrophic” option is also offered that features very low rates and includes all of the 10 required “Essential Health Benefits.” including maternity, office visits, and prescriptions. However, subsidies are not offered on these plans. In many situations, Bronze or Silver-tier options may be viable options.
Prices are very attractive for many types of coverage. You can easily and quickly compare Marketplace rates for affordable individual, family and small business medical coverage. You may qualify for the instant tax credit that pays up to 100% of your Exchange policy premium. Depending on your age or income, you may also qualify for Georgia Medicaid depending on your household income and the Federal Poverty Level. If you have reached 65, many Senior options are available.
If you miss Open Enrollment, you may still be able to obtain very affordable benefits. You may qualify for a Special Enrollment exemption that allows you to purchase Marketplace plans with subsidies. Temporary plans are not eligible for federal aid but are very inexpensive. These types of policies also have other restrictions including the exclusion of many pre-existing conditions and higher deductibles that must be met. The Georgia Department of Insurance reviews the companies that offer all plans in the state and determines if proposed rate increases (and decreases) will be approved.
Affordable Georgia health insurance is available and is just a click away. We shop and find quality medical plans for you, and make it easy to enroll in Marketplace coverage. Popular policy options include:
Ambetter Essential Care 1 - One of cheapest Bronze-tier plans.
Amnbetter Balanced Care 1 - Popular Silver-Tier plan.
Alliant SoloCare Bronze HDHP - HSA-eligible option.
Kaiser KP GA Bronze 6200/40%/HSA - $6,200 deductible.
Ambetter Balanced Care 2- $30 and $60 office visit copays.
BCBS Silver Pathway Guided Access HMO 3500 - $20 pcp office visit copay and $3,500 deductible.
Silver Pathway HMO 2000 25 - $35 pcp office visit copay, $70 specialist copay and $2,000 deductible.
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